As a Credit Analyst, you will evaluate personal finance applications by reviewing credit scores, income records, and supporting documents to determine eligibility for leases and loans. You will also conduct risk assessments, monitor existing portfolios, and ensure compliance with financial regulations and company policies.
Evaluate credit and lease applications from individuals using credit data, payslips, tax documents, and employment histories.
Perform risk assessments analyzing credit history, debt-to-income ratios, and financial stability to recommend approvals, alterations, or rejections.
Monitor existing consumer lease portfolios to spot emerging risks and suggest corrective strategies.
Work with sales and customer support teams to clarify decisions and propose alternatives when needed.
Ensure all analysis aligns with applicable credit laws (e.g., data protection) and internal guidelines.
Stay updated on regulatory changes and market trends influencing credit policy.
Carry out any additional tasks as directed by the team leader.
Influence financial decisions for real-world clients every day.Grow your expertise in credit risk and consumer leasing analysis.
Sharp analytical and problem-solving capabilities, with strong attention to financial detail.
Excellent communication and negotiation skills-able to explain decisions tactfully under pressure.
Well-organized, methodical, and precise in documentation and follow-up.
Empathetic and client-focused mindset, especially in high-pressure situations.
Proactive, adaptable to regulatory and economic shifts.
Our client is a financial services provider specializing in private consumer leases and lending, with a strong compliance ethos and collaborative culture. They focus on managing risk effectively while supporting customer-facing teams in delivering tailored credit solutions.
A permanent, full-time position immersed in credit analysis and risk management.
Meaningful exposure to real-world financial decision-making and regulatory dynamics.
Collaborative, supportive team environment fostering growth and professional development.
A role with clear career progression opportunities in a stable sector.
